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We have all experienced that moment in life, when we have to say "no" to someone. It may be a friend, a relative, or a complete stranger that we must say this to. It doesn't matter exactly who the person is, what really matters is how we go about doing ...

We all remember the family trips that we had to take when we were young; or you may even be fortunate enough now to have kids of your own and get the luxury of taking trips once or twice a year. Everyone is different; some people despise the idea of havi...