IDENTITY THEFT PROTECTION

IDENTITY THEFT PROTECTION
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Identity theft has been defined as ‘the process of using someone else's personal information for ones own personal gain'. Researchers have been studying identity theft closely since 2004 and release a yearly ‘findings' report. Their 2009 study reveals that:
· Identity theft is on the rise, affecting almost 10 million victims in 2008 (a 22% increase from 2007)
· Victims are spending less money out of pocket to correct the damage from ID theft. The mean cost per victim is $500, and most victims pay nothing due to zero-liability fraud protection programs offered by their financial institutions.
· 71% of fraud happens within a week of stealing a victim's personal data.
· Low-tech methods for stealing personal information are still the most popular for identity thieves. Stolen wallets and physical documents accounted for 43% of all identity theft, while online methods accounted for only 11%.
Anyone can become a victim of Identity Theft. It can take just seconds to occur and could take months or years to correct. So, what does all this data translate to for you and me? It means that we need to invest in an Identity Theft Protection program. Pre-Paid Legal's Identity Theft ShieldSM is an affordable solution. Your Identity Theft Protection membership will first provide an up-to-date Experian credit report. This report will be reviewed and analyzed to see if any suspicious has already occurred. From that point on your credit is monitored. You will be alerted if new activity is added to your credit report. If the activity is not initiated by you, it can point to identity theft.
Your coverage begins as soon as your application is completed. The application process takes just a few minutes to complete, and the Identity Theft Protection program really doesn't cost that much. Especially considering what you are protecting. Everyone needs protection from identity theft. It doesn't matter who you are, where you live or what your profession is, everyone is at risk for identity theft. Even your minor children are at risk for this devastating and financially debilitation crime. So PrePaid Legal.com even has program for minor children called SAFEGUARD For Minors.
To take your first step in protecting your future credit and to start the identity theft protection, visit the website www.prepaidlegal.com/info/luismarques. Then click on the Identity Theft Shield link. There you will find all the information you will need to determine which program is best suited for your Identity Theft Protection needs.
For more information on Identity Theft Protection, please visit www.prepaidlegal.com/info/luismarques