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Indemnity long term care insurance policy works the same and contains the features of other LTC policies. Before you start receiving benefits, your condition must be deemed “insurable.” A “plan of care” should be submitted and approved before the coverage...

Algae are the most irritating organisms that accumulate in ponds, lakes, reservoirs, water tanks, and any bodies of water. Although the small population of algae is not harmless, there's always a tendency that they may create large blooms that can affect ...