Authors

Have you ever wondered how lenders determine the interest rate for your mortgage? There are many factors that affect your mortgage rate, some of them within your control and some of them decidedly outside it. The world economy, the prime lending rate set ...

There is a lot of misinformation out there about reverse mortgages and this has confused and scared many senior citizens away from this unique type of home loan. It is really a shame that ‘myths' about reverse mortgages have distorted the true specifics...

Next to the actual cost of your home, the loan's interest rate is one of the biggest factors in how much you pay, on a monthly basis, for your house. The internet makes finding out what the current rates are incredibly easy. You can do a simple search a...

The decision to refinance your home is a personal one that can affect your family's finances for years to come. After doing all the research to determine a new mortgage is right for you and seeking out referrals from friends and trusted advisors, you're r...

It would be hard to miss all of the headlines, news commentary, and advertising by lenders, and even encouragement from the government about how good conditions presently are for people shopping for mortgages. It helps to know a little about the kinds of ...